Disclaimer

Last Updated: November 29, 2025

1. General Information 🌐

Tocares provides access to a broad collection of online tools, including but not limited to file converters, PDF utilities, image editors, productivity tools, and financial calculators (such as SIP, GST, income tax, EMI, and loan calculators).
By accessing or using any part of this website, you acknowledge and agree that:

  • You use the website entirely at your own risk.
  • All tools, content, and services are subject to the terms, conditions, and limitations described in this Disclaimer.
  • Tocares.com does not guarantee any outcome, accuracy, or suitability of its tools for professional, personal, or commercial use.

Your continued use of the site signifies your full acceptance of this Disclaimer.

2. “As Is” & “As Available” Basis ⚠️

All services, tools, and features on Tocares are provided strictly “as is” and “as available.”
This means:

  • ❌ No warranties or guarantees of any kind (express or implied).
  • ❌ No assurance of accuracy, reliability, timeliness, or completeness.
  • ❌ No promise that tools will work without interruption, errors, technical issues, or delays.
  • ❌ No guarantee that defects, bugs, or errors will be corrected.

You agree that your use of the website is voluntary and entirely at your own discretion.

3. Not Professional Advice (Critical Legal Notice) 📘⚖️

Certain tools on Tocares.com—such as SIP Calculators, GST Calculators, Loan/EMI Calculators, Investment Tools, Tax Estimators, and other financial or analytical tools—are provided solely for general informational and educational purposes.

These tools:

  • ❗ Do not constitute financial, legal, tax, investment, accounting, or professional advice.
  • ❗ Are based on user input, publicly known formulas, and general estimations that may not be accurate in real-world or country-specific scenarios.
  • ❗ Should not be used for official decision-making, tax filing, investments, or financial planning.

👉 Always consult a qualified financial advisor, tax consultant, lawyer, or relevant professional before making any decisions based on tool output.

Under no circumstances should the results generated by Tocares tools be interpreted as:

  • Certified calculations
  • Legally valid documents
  • Personalized advice
  • Guaranteed outcomes

4. Limitation of Liability 🚫

To the maximum extent permitted by applicable laws, Tocares and its owners, developers, employees, partners, and affiliates shall not be held liable for any form of damage, loss, or consequence arising from:

  • ⚡ Use or inability to use the website or any tool
  • ⚡ Errors, inaccuracies, or incomplete results
  • ⚡ Loss of data, files, revenue, or financial impact
  • ⚡ Technical failures, malware, unauthorized access, or server issues
  • ⚡ User decisions based on calculator outputs or tool results
  • ⚡ Any reliance placed on tool-generated information

You agree that you alone are responsible for verifying the accuracy and relevance of any data or results produced by the website.

5. External Links Disclaimer 🔗

Tocares may include external links to third-party websites for informational or convenience purposes.

However:

  • We do not control or endorse third-party websites.
  • We do not guarantee their accuracy, safety, reliability, or content.
  • We do not take responsibility for their privacy practices, policies, or operations.

Visiting any external link is entirely at your own risk, and we strongly recommend reviewing the respective website’s terms and policies before using it.

6. No Guarantee of Data Retention 🔐

For tools requiring file uploads (PDF converters, image tools, compressors, etc.):

  • Files are processed automatically and not stored permanently.
  • Uploaded files are deleted after processing, whenever technically possible.
  • However, we cannot guarantee perfect deletion, 100% security, or uninterrupted safe transmission due to internet limitations.

👉 Users are strictly advised not to upload confidential, personal, sensitive, or legally protected files.

7. Changes to This Disclaimer 📝

Tocares reserves the right to modify, revise, or replace this Disclaimer at any time, without prior notice.

  • Updates will be posted on this page.
  • Continued use of the website after changes means you accept the updated terms.

We encourage users to review this page periodically.

8. Contact Information 📩

If you have any questions or concerns regarding this Disclaimer or your use of Tocares, you may contact us at:

📧 [email protected]

We will make reasonable efforts to respond as soon as possible.